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Terms of service

Terms publication status

Legal release checkpoint. The prior draft is under review and is not presented here as a binding agreement.

A binding agreement needs current facts

Terms of service are where product scope, customer obligations, dispute language, privacy, billing, and inheritance-related behavior must be exact. A stale draft is not an acceptable substitute for a reviewed agreement.

Stemma will publish a formal, dated version once its product and commercial terms have been reconciled with legal review.

What the final terms need to cover

Service scope

The agreement must describe the product that is actually available, along with the responsibilities a customer has for their account and the information they enter.

Professional boundaries

The terms need clear language about what the service does not provide, including legal, tax, financial, and estate-planning advice.

Governing agreement

The final published version needs legal approval, an effective date, jurisdictional terms, and a version-controlled record of material changes.

Important boundary

Stemma is not a will, trust, or a replacement for qualified legal, financial, tax, or estate-planning advice. A household should use appropriate professional advice for decisions that require it.

Questions about the product

For questions about the current product or public documentation, contact the team directly.

Contact Stemma