01
SEALWrite down the access, not just the asset.
Build a working record of the accounts, documents, instructions, and details a household actually needs to find.
How it works
A clear household record, built before anyone has to search.
Stemma gives the practical details a place to live together: what exists, where it is, who should understand it, and the notes that explain what happens next.
Three decisions
Make the plan in an order that stays human.
There is no ceremony and no complicated setup ritual. Start with the things someone would need first, then give each record the right context.
02
ASSIGNDecide who needs the context.
Consider the people who should understand a record, receive an instruction, or carry the next step forward when the time comes.
03
REVIEWKeep the plan current while life is still ordinary.
A useful vault is revisited. The details can stay organized as accounts, documents, contacts, and priorities change.
The working view
One place to hold the answer and the explanation.
A record is more useful when it holds the detail beside the next action. This product capture uses fictional demo records to show how a working vault can keep practical categories together without exposing record values.
Useful now
Preparing for later should make this year easier too.
When household records are organized, tax season, an insurance question, a lost phone, and a family trip are less likely to turn into a scavenger hunt.
Accounts and access
Logins, recovery details, and the practical notes that make an account usable.
Documents and originals
The important file, plus where its signed or physical version can be found.
Instructions and letters
The context that turns a list of records into a handover someone can follow.
Start with what matters
Begin with the ten things your family would need first.
Keep the first session small. A clear start is more useful than a perfect inventory that never gets made.
Open your vault